Thursday, March 5, 2020

best small business finance loans financing prosperity

MCA LOANS





We provide the Fastest MCA Loans on the market, at the best rates you will find.  Daily and Monthly withdrawls.  Any Credit situation accepted!best small business finance loans financing prosperity

best small business finance loans financing prosperity

PRIVATE BUSINESS LOANS





Private investors can be a great way to get around the long bank qualification.  We have many investors eager to put there money into successful businesses.best small business finance loans financing prosperity

best small business finance loans financing prosperity

REAL ESTATE INVESTMENTS


We have many Hard Money and Private Lenders to help you close your Real Estate Investment deal fast and easy!!


Learn more:https://www.financing4prosperity.win/

best small business finance loans financing prosperity

Our Five Star Marketing Program is one we are very proud of!!  We dont just get you funding we also help you grow your business so repayment of funds is fast and stress free!!best small business finance loans financing prosperity

Learn more:https://www.financing4prosperity.win/

best small business finance loans financing prosperity

What is a Private Business Loan?

A private business loan is any type of business financing provided by a non-bank business lender. Unlike with an equity investor like angel investors and venture capital, a private business loan doesn’t require giving away a portion of your company’s equity in order to obtain financing. Private business loans are almost always structured as a type of debt financing, that are structured as loans, lines of credit, factoring and sales of future business receivables.

What is the Purpose of Private Business Lending?

Private small business lending is meant to fill the gap left by traditional and conventional bank lending institutions. Oftentimes, conventional lenders have very strict lending criteria with little to no flexibility in their underwriting and structure of the business loan facility. Private lenders on the other hand aren’t constrained by many of the regulations and restrictions that FDIC-insured lending institutions have. With these looser regulations and fewer restrictions, private lenders are able to offer small businesses with creative types of business financing that can work for nearly any business that can prove their ability to repay the loan, and doesn’t pose too much risk to the lender or funding company.




best small business finance loans financing prosperity

THE SAD & EXPENSIVE TRUTH ABOUT MERCHANT CASH ADVANCE (MCA) LOAN RATES

1.3 rate factor? Notarized COJ? What do these terms even mean? And more importantly, what is the real cost to you of a Merchant Cash Advance or MCA Business Loan? MCA loans are seen as bad credit business loans and are typically 4 to 10 times more expensive than Invoice Factoring with none of the protection.
The MCA ACH Loan Rule of Thumb says, whatever the MCA Rate Factor dollar amount is over the payback period, your net profit should be more. If not, at the end of that period you will be that much closer to bankruptcy.best small business finance loans financing prosperity. For example, if the ACH loan cost is $30,000 and you are paying it back in three months and your net profits are less than $30,000 in those three months – DON’T DO IT!
MCA loan rate
Real Cost of MCA loans
Also, a merchant cash advance loan is a one-time event. You get $100,000 once. Then you hemorrhage cash via daily ACH payments from your bank account until you pay it off. With factoring companies, your business growth is your reward.best small business finance loans financing prosperity. The more sales you generate, the more working capital you receive based on your increased client billings. Client sales per month grew from $50,000 to $1,000,0000. The factor was with them for their entire successful journey with unlimited working capital and credit protection.
The only plus of an expensive ACH loan is you get your money a few days faster than from a reliable invoice factoring company like Paragon.best small business finance loans financing prosperity However, the hidden negatives are so complicated that they could kill your company.

Example Rates & Fees: MCA/ACH Loan vs Factoring

MCA Rate Factor1.6$160,000$160,000$160,000
1.5$150,000$150,000$150,000
1.4$140,000$140,000$140,000
1.3$130,000$130,000$130,000
MonthsThree monthsSix monthsNine months
# of Daily Payments63126189
Daily Payment Amount1.6$2,539$1,269$846
1.5$2,380$1,190$793
1.4$2,222$1,111$740
1.3$2,063$1,031$687
MCA Loan APR!1.6423%212%142%
1.5359%181%121%
1.4294%148%99%
1.3226%114%76%